Terms & Conditions of Use of website

These general terms of use (together with the documents referred to in them) (“Terms of Use”) sets out the terms on which you may make use of this website under the domain name dispage.com (“Website”), whether as a guest or a registered user. Please read these Terms of Use carefully before you start to use the Website. By using the Website, you indicate that you accept these Terms of Use and that you agree to abide by them. If you do not agree to these Terms of Use, please refrain from using the Website.

1. Introduction

1.1 You will be able to access most of the Website without registering your details with Dispage. Certain areas of this Website are only open to you if you register. From time to time, we may restrict access to some parts of the Website, or the entire Website, to users that have registered.

1.2 Dispage may amend or revise these Terms of Use at any time without notice. You should check this Website from time to time to review the then current Terms of Use because they are binding on you. Expressly designated legal notices or terms may be located on particular pages on this Website and are ancillary to these Terms of Use.

1.3 Subject to the terms and conditions of this Agreement, Dispage makes certain Services available to Users. For the purposes of this Agreement: "Dispage Services" (or "Service") means those electronic or interactive services offered by Dispage. Dispage reserves the right to change or discontinue any of the Services at any time.

2. User Registration

2.1 There are certain sections of the Website that are restricted. You must first register and become a “Registered User” before you can access Registered User areas.

2.2 To become a Registered User you must provide a verifiable email address, complete all the required fields in the application form and read and accept these Terms of Use. Dispage will send you a confirmation email with your registration information. If you do not receive such confirmation email you shall not be considered a Registered User and shall not have access to Registered User areas.

2.3 Dispage may in its sole discretion refuse your application to become a Registered User.

2.4 Each registration is for a single user only. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of Dispage security procedures, you must treat such information as confidential, and you must not disclose it to any third party.

2.5 Dispage has the right to disable any user identification code or password, whether chosen by you or allocated by Dispage, at any time, if in Dispage opinion you have failed to comply with any of the provisions of these Terms of Use.

3. Information about you and your visits to the Website

3.1 Dispage processes information about you in accordance with its Privacy and Security Policy. By using the Website, you consent to such processing and you warrant that all data provided by you is accurate.

4. Licence

4.1 You are permitted to print and download extracts from this Website for your own personal use or internal business purposes provided that:
(a) no documents or related graphics on this Website are modified in any way;
(b) no graphics on this Website are used separately from accompanying text; and
(c) Dispage copyright and trademark notices as shown on each web page appear on all copies.
This permission will be revoked immediately if any of its terms are infringed.

4.2 Unless otherwise stated, the copyright and other intellectual property rights in all materials on this Website (including without limitation photographs and graphical images) are owned by Dispage or its licensors. Any use of extracts from this Website other than in accordance with paragraph 4.1 above for any purpose is strictly prohibited. If you breach any of these Terms of Use, your permission to use this Website automatically terminates and you must immediately destroy any downloaded or printed extracts from this Website.

4.3 Subject to paragraph 4.1 no part of this Website may be reproduced or stored on any other website or included in any public or private retrieval system or service without Dispage prior written permission.

4.4 Any rights not expressly granted in these Terms of Use are reserved.

5. Access to Website and to Dispage Services

5.1 Whilst Dispage endeavours to ensure that this Website and Dispage Services are normally available 24 hours a day, Dispage will not be liable if for any reason this Website or Dispage Services are unavailable at any time or for any period.

5.2 Access to this Website and/or to Dispage Services may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond Dispage control.

6. Visitor material and conduct

6.1 Other than personally identifiable information, which is covered in the Privacy and Security Policy, any material that you transmit or post to this Website will be considered non-confidential and non-proprietary. Dispage will have no obligations with respect to such material. Dispage will be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes. If you do not wish Dispage to have the rights set out in this paragraph 6.1 please do not transmit or post any material or submit any contributions to the Website.

6.2 You are prohibited from submitting, posting or transmitting to this Website any material which:
(a) is unlawful, harassing, threatening, defamatory, harmful, profane, indecent, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, in breach of confidence, in breach of privacy or which may cause annoyance or inconvenience;
(b) violates a patent, trade mark, copyright, trade secret or other intellectual property rights of others or for which you have not obtained all necessary licences and/or approvals;
(c) constitutes or encourages conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law or infringe the rights of any third party, in hong Kong or any other country in the world;
(d) constitutes any form of marketing; or
(e) is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data).

6.3 Restricitions from (a) to (e) of the previous paragraph 6.2 apply to any material you transmit or distribute by means of Dispage Services as well.

6.4 You must not misuse the Website nor Dispage Services (including, without limitation, hacking).

6.5 Violation of this section may lead to legal action being taken against you by the authorities or an aggrieved third party. Dispage will fully cooperate with any law enforcement authorities or court order requesting or directing Dispage to disclose the identity or locate anyone submitting, posting or transmitting any material in breach of this section 6.

6.6 You shall fully indemnify Dispage for any loss or damage suffered by Dispage or any of its subsidiaries for breach of paragraphs 6.2, 6.3 or 6.4.

7. Disclaimer

7.1 The communication of information and service on the Website provided by either third parties or Dispage is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. In particular, the contents and/or subject matter of the Website does not constitute an offer of information, products or services in any other jurisdictions where such an offer may be unlawful.

7.2 While Dispage and its third party providers endeavour to ensure that the information on this Website is correct, Dispage and its third party providers do not warrant the accuracy and completeness of the material on this Website. Dispage may make changes to the material on this Website at any time without notice.

8. Warranty and Liability

8.1 This Website and Dispage Services are provided on an "as is" and "as available" basis and Dispage and its third party providers give no warranties of any kind either express or implied in respect thereof. Specifically, but without limitation, Dispage and its third party providers do not warrant that:
(a) you will be able to use this Website or Dispage Services or that Website and/or Dispage Services will continue to be made available in their current or any other form;
(b) this Website or any material of whatsoever nature available on or downloaded from it or Dispage Services will be free from viruses or defects, compatible with your equipment or fit for any purpose.

8.2 It is your responsibility to use suitable anti-virus software on any material that you may download from this Website and to ensure the compatibility of such software or material with your equipment; or any content or information published on this Website is accurate or complete.

8.3 The editorial content of any other site to which you have gained access by means of any hyperlinks published on the Website remains the responsibility of the provider of that other website.

8.4 All warranties which would otherwise be implied by law are hereby excluded.

8.5 Dispage and its third party providers will not (subject only to the exclusion provision in paragraph 8.6) be liable to you, whether for negligence, breach of contract or otherwise, for any loss or damage of whatsoever nature suffered by you (including without limitation, direct loss or damage, indirect or consequential loss or damage, loss of goodwill, loss of business opportunity, loss of data or loss of profit), arising from:
(a) any computer virus or other bug transmitted through this Website or Dispage Services;
(b) your use or inability to use this Website or Dispage Services at any time and any failure by Dispage to provide this Website or Dispage Services;
(c) your use of and/or reliance on other sites to which you have gained access by means of hyperlinks published on this Website;
(d) any inaccurate information published on this Website;
(e) your failure to comply with any law or regulation that is applicable to you; or
(f) your reliance on any information published on this Website.
You should note specifically that information might be published on this Website about insurance that may not be appropriate for your specific purposes or circumstances.
If you are in any doubt about the contents of this document please Contact Us.

8.6 Nothing in these Terms of Use shall operate to exclude or restrict Dispage or its third party providers' liability for either fraud, or death or personal injury resulting from Dispage, its third party providers or their employees' negligence.

9. Enforcement

9.1 The failure by Dispage to enforce any term or condition of these Terms of Use shall not be deemed as a waiver of the right to enforce such term or condition.

Last updated on 01-06-2010